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The information on this website is intended to help our visitors better understand the terms and phrases used throughout the site. Aside from definitions we’ve collected we have also added 2 links to the federal and state housing glossaries: To find a word please click on the first letter below of our Housing Dictionary:
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Also check out our Lead based paint Dictionary.
Acquisition: Acquisition means acquisition of standard housing only, with no expectation of other listed activities being carried out in conjunction with the acquisition. Affordable Housing: Affordable housing is generally defined as housing where the occupant is paying no more than 30 percent of gross income for gross housing costs, including utility costs. 1. Rental Housing: A rental housing unit is considered to be an affordable housing unit if it is occupied by a low-income family or individual and bears a rent that is the lesser of (1) the Existing Section 8 Fair Market Rent (FMR) for comparable units in the area or, (2) 30 percent of the adjusted income of a family whose income equals 65 percent of the median income for the area. An exception is for those cases where, depending on the prevailing market conditions, HUD specifically establishes higher or lower FMR’s for a jurisdiction. 2. Home ownership: Principal residence; and (2) has a sale price which does not exceed the mortgage limit for the type of single family housing for the area under HUD's single family insuring authority under the National Housing Act. (b) Housing that is to be rehabilitated, but is already owned by a family when assistance is provided qualifies as affordable if the housing (1) is occupied by a low-income family which uses the housing as its principal residence and (2) has a value, after rehabilitation, that does not exceed the mortgage limit for the type of single family housing for the area, as described in 2(a) above. Note: these definitions apply for Consolidated Plan purposes, regardless of the Federal, State or local funding sources, i.e., even if the unit is not assisted with HOME funds. Rental and home ownership projects assisted with Title II, HOME program funds are subject to "affordable housing" requirements, as contained in Section 92.252 (rental housing) and 92.254 (home ownership housing) of 24 CFR Part 92, which define "affordable housing" for purposes of the HOME program, unless otherwise noted. AIDS and Related Diseases: The disease of acquired immune deficiency syndrome or any conditions arising from the etiologic agent for acquired immune deficiency syndrome. Alcohol/Other Drug Addiction: A serious and persistent alcohol or other drug addiction that significantly limits a person's ability to live independently. Area of Low-income Concentrations: Area of low-income concentration is defined as any area in the City where the percentage of non-white/Hispanic households, with income at or below 80% of area median, exceed the citywide average of 15%. Area of Racial/Ethnic Concentration: The definition of Area of Racial/Ethnic Concentration is any area or Census Tract in the City of Redwood City where the ethnic classification of households exceed the citywide average of 10% for other than non Hispanic/white. Assisted Household or Person: For the purpose of identification of goals, an assisted household or person is one which during the period covered by the annual plan will receive benefits through the Federal funds, either alone or in conjunction with the investment of other public or private funds. The program funds providing the benefit(s) may be from any funding year or combined funding years. A renter is benefited if the person takes occupancy of affordable housing that is newly acquired, newly rehabilitated, or newly constructed, and/or receives rental assistance through new budget authority. An existing homeowner is benefited during the year if the home's rehabilitation is completed. A first-time homebuyer is benefited if a home is purchased during the year. A homeless person is benefited during the year if the person becomes an occupant of transitional or permanent housing. A non-homeless person with special needs is concerned as being benefited, however, only if the provision of supportive services is linked to the acquisition, rehabilitation, or new construction of a housing unit and/or the provision of rental assistance during the year. Households or persons who will benefit from more than one program activity must be counted only once. To be included in the goals, the housing units must, at a minimum, satisfy the HUD Section 8 Housing Quality Standards (see 24 CFR section 882.109). back to top Committed: Generally means there has been a legally binding commitment of funds to a specific project to undertake specific activities. Consistent with the Consolidated Plan: A determination made by the jurisdiction that a program application meets the following criterion: The Annual Plan for that fiscal year's funding indicates the jurisdiction planned to apply for the program or was willing to support an application by another entity for the program; the location of activities is consistent with the geographic areas as specified in the plan; and the activities benefit a category of residents for which the jurisdiction's five-year strategy shows a priority. Cost Burden > 30%: The extent to which gross housing costs, including utility costs, exceed 30 percent of gross income, based on data published by the U. S. Census Bureau. Cost Burden > 50% (Severe Cost Burden): The extent to which gross housing costs, including utility costs, exceed 50 percent of gross income, based on data published by the U. S. Census Bureau. back to top Disabled Household: A household composed of one or more persons (at least one of whom is an adult) a person of at least 18 years of age) who has a disability. A person shall be considered to have a disability if the person is determined to have a physical, mental or emotional impairment that: (1) is expected to be of long-continued and indefinite duration, (2) substantially impeded his or her ability to live independently, and (3) is of such a nature that the ability could be improved by more suitable housing conditions. A person shall also be considered to have a disability if he or she has a developmental disability as defined in the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S. C. 6001-6006). The term also includes the surviving member or members of any household described in the first sentence of this paragraph who were living in an assisted unit with the deceased member of the household at the time of his or her death. back to top Economic Independence and Self-Sufficiency Programs: Programs undertaken by Public Housing Agencies (PHA’s) to promote economic independence and self-sufficiency for participating families. Such programs may include Project Self- Sufficiency and Operation Bootstrap programs that originated under earlier Section 8 rental certificate and rental voucher initiatives, as well as the Family Self-Sufficiency program. In addition, PHA’s may operate locally developed programs or conduct a variety of special projects designed to promote economic independence and self-sufficiency. Elderly Household: For HUD rental programs, a one or two persons household in which the head of the household or spouse is at least 62 years of age. Elderly Person: A person who is at least 62 years of age. Existing Homeowner: An owner-occupant of residential property who holds legal title to the property and who uses the property as his/her principal residence. Extremely Low-Income: : Households whose incomes do not exceed 30 percent of the median area income for the area, as determined by HUD, with adjustments for smaller and larger families and for areas with unusually high or low-incomes or where needed because of prevailing levels of construction costs or fair market rents. (This term corresponds to low-income households in the CDBG Program.) For the purpose of further distinguishing needs within this category, two subgroups (0 to 30% and 31 to 50% of Median Family Income) have been established in the Consolidated Plan tables and narratives.) back to top Family: See definition in 24 CFR 812.2 (The National Affordable Housing Act definition required to be used differs from the Census definition). The Bureau of Census defines a family of a householder (head of household) and one or more other persons living in the same household who are related by birth, marriage or adoption. Family Self-Sufficiency (FSS) Program: A program enacted by Section 554 of the National Affordable Housing Act which directs Public Housing Agencies (PHA’s) and Indian Housing Authorities (IHA’s) to use Section 8 assistance under the rental certificate and rental voucher programs, together with public and private resources to provide supportive services, to enable participating families to achieve economic independence and self-sufficiency. Federal Preference for Admission: The preference given to otherwise eligible applicants under HUD's rental assistance programs who, at the time they seek housing assistance, are involuntarily displaced, living in substandard housing, or paying more than 50 percent of family income for rent. (See for example 24 CFR 882.219.) First Time Home buyer: An individual or family who has not owned a home during the three-year period preceding the HUD-assisted purchase of a home that must be used as the principal residence of the home buyer, except that any individual who is a displaced homemaker (as defined in 24 CFR 92) or a single parent (as defined in 24 CFR 92) may not be excluded from consideration as a first-time home buyer on the basis that the individual, while a homemaker or married, owned a home with his or her spouse or resided in a home owned by the spouse. For Rent: Year round housing units, which are vacant, and offered/available for rent. (U.S. Census definition) For Sale: Year round housing units, which are vacant, and offered/available for sale only. (U.S. Census Definition) FmHA: The Farmers Home Administration or programs it administers. Frail Elderly: An elderly person who is unable to perform at least 3 activities of daily living (i.e., eating, dressing, bathing, grooming, and household management activities). (See 24 CFR 889.105.) back to top Group Quarters: Facilities providing living quarters that are not classified as housing units. (U.S. Census definition). Examples include: prisons, nursing homes, dormitories, military barracks, and shelters. back to top HOME: The HOME Investment Partnerships Program, which is authorized by Title II of the National Affordable Housing Act. Homeless Family: Family that includes at least one parent or guardian and one child under the age of 18, a homeless pregnant woman, or a homeless person in the process of securing legal custody of a person under the age of 18. Homeless Individual: An unaccompanied youth (17 years or younger) or an adult (18 years or older) without children. Homeless Youth: Unaccompanied youth (17 years or younger) who is living in situations described by terms "sheltered" or unsheltered". HOPE 1: The HOPE for Public and Indian Housing Home Ownership Program, which is authorized by Title IV, Subtitle A of the National Affordable Housing Act. HOPE 2: The HOPE for Home Ownership of Multifamily Units Program, which is authorized by Title IV, Subtitle B of the National Affordable Housing Act. HOPE 3: The HOPE for Home Ownership of Single Family Homes Program, which is authorized by Title IV, Subtitle C of the National Affordable Housing Act. Household: One or more persons occupying a housing unit. (U. S. Census definition). See also "Family". Housing Problems: Households with housing problems include those that: (1) occupy units meeting the definition of Physical Defects; (2) meet the definition of overcrowded; and (3) meet the definition of cost burden greater than 30%. Housing Unit: An occupied or vacant house, apartment, or a single room (SRO housing) that is intended as separate living quarters. (U.S. Census definition) HUD: U. S. Department of Housing and Urban Development back to top Institutions/Institutional: Group quarters for persons under care or custody. (U.S. Census definition) back to top Large Related: A household of 5 or more persons, which includes at least one person, related to the householder by blood, marriage or adoption. LIHTC: (Federal) Low-income Housing Tax Credit. Lead-Based Paint: The HUD thresholds or actions levels for abating lead-based paint are: one milligram per square centimeter (1 mg/cm2); or 0.5% by weight. Lead-Based Paint Hazard: "Lead-based paint hazard" means any condition that causes exposure to lead from lead-contaminated dust, lead-contaminated soil, lead-contaminated paint that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces that would result in adverse human health effects as established by the appropriate Federal agency. Low-income: Households whose incomes do not exceed 80 percent of the median income for the area, as determined by HUD with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 80 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. NOTE: HUD income limits are updated annually and are available from local HUD offices for the appropriate jurisdictions. back to top
Middle Income: Households whose incomes are from 96 to 120 percent of the median income for the area, as determined by HUD, with adjustments for smaller or larger families, except that HUD may establish income ceilings higher or lower than 120 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents or unusually high or low family incomes. If income adjustments are made by HUD and the low-income limit for the area is set at higher or lower than 80 percent of median income, the middle income limits must be adjusted by multiplying the adjusted low-income limit by 1.5. Example: With a median income for the area of $10,000 and a low-income limit adjusted by HUD to $7,500, the adjusted middle income limit would be computed as: $7,500 x 1.5 = $11,250 adjusted middle income limit. Moderate Income: Households whose incomes are between 81 percent and 95 percent of the median income for the area, as determined by HUD, with adjustments for smaller or larger families, except that HUD may establish income ceilings higher or lower than 95 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of constructions costs or fair market rents, or unusually high or low family incomes. (This definition is different than that for the CDBG Program). $7,500 x 1.1875 = $8,906 adjusted moderate-income limit. back to top Needing Rehabilitation: Dwelling units that do not meet standard conditions but are financially and structurally feasible for rehabilitation. This does not include units that require only cosmetic work, correction, or minor livability problems or maintenance work. Non-Elderly Household: A household, which does not meet the definition of "Elderly Household," as defined above. Non-Homeless Persons with Special Needs: Includes frail elderly persons with AIDS, disabled families, and families participating in organized programs to achieve economic self-sufficiency. Non-Institutional: Group quarters for persons not under care or custody. Not Rehabable: Dwelling units that are determined to be in such poor condition as to be neither structurally nor financially feasible for rehabilitation. back to top Occupied Housing Unit: A housing unit that is the usual place of residence of the occupant(s). Other Household: A household of one or more persons that does not meet the definition of a Small Related household, Large Related household, or Elderly household. Other Income: Households whose incomes exceed 80 percent of the median income for the area, as determined by the Secretary, with adjustments for smaller and larger families. Other Low-income: Households whose incomes are between 51 percent and 80 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 80 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of constructions costs or fair market rents, or unusually high or low family incomes. (This term corresponds to moderate-income in the CDBG Program.) Other Persons with Special Needs: Includes frail elderly persons, persons with AIDS, disabled families, and families participating in organized programs to achieve economic self-sufficiency. This category does not include homeless. Other Vacant: Vacant year round housing units that are not For Rent or For Sale. This category would include Awaiting Occupancy or Held. (U.S. Census definition) Overcrowded: A housing unit containing more than one person per room. (U. S. Census definition) Owner: A household that owns the housing unit it occupies. (U.S. Census definition) back to top Permanent Housing: For purposes of this document, permanent housing shall mean individual housing units which are fully equipped with adequate kitchen and bathroom facilities, all sleeping areas are legal as defined by local zoning, and occupancy is not based on group residential or a shared basis. Physical Defects: A housing unit lacking complete kitchen or bathroom. (U.S. Census definition) Jurisdictions may expand upon the Census definition. Primary Housing Activity: A means of providing or producing affordable housing - such as rental assistance, new construction, rehabilitation or acquisition of a site that will create new additional affordable housing units and that will be allocated significant resources and/or pursued intensively for addressing a particular housing need. (See also, "Secondary Housing Activity".) Project-Based (Rental) Assistance: Rental Assistance provided for a project, not for a specific tenant. Tenants receiving project based rental assistance give up the right to that assistance upon moving form the project. Public Housing CIAP: Public Housing Comprehensive Improvement Assistance Program. Public Housing MROP: Public Housing Major Reconstruction of Obsolete Projects. back to top Rent Burden > 30% (Cost Burden): The extent to which gross rents, including utility costs, exceed 30 percent of gross income, based on data published by the U.S. Census Bureau. Rent Burden > 50% (Severe Cost burden): The extent to which gross rents, including utility costs, exceed 50 percent of gross income, based on data published by the U. S. Census Bureau. Rental Assistance: Rental assistance payments provided as either project-based rental assistance or tenant-based rental assistance. Renter: A household that rents the housing unit it occupies, including both units rented for cash and units occupied without cash payment of rent. (U. S. census definition) Renter Occupied Unit: Any occupied housing unit that is not owner occupied, including units rented for cash and those occupied without payment of cash rent. Rural Homelessness Grant Program: Rural Homeless Housing Assistance Program, which is authorized by Subtitle G, Title IV of the Stuart B. McKinney Homeless Assistance Act. back to top Secondary Housing Activity: A means of providing or producing affordable housing - such as rental assistance, production, rehabilitation or acquisition of existing housing that will receive fewer resources and less emphasis than primary housing activities for addressing a particular housing need. (See also, "Primary Housing Activity".) Section 215: Section 215 of Title II of the National Affordable Housing Act. Section 215 defines what constitutes "affordable' housing projects under the HOME program. Service Needs: The particular services identified for special needs populations, which typically may include transportation, personal care, housekeeping, counseling, meals, case management, personal emergency response, and other services to prevent premature institutionalization and assist individuals to continue living independently. Severe Cost Burden: See Cost Burden > 50%. Severe Mental Illness: A serious and persistent mental or emotional impairment that significantly limits a person's ability to live independently. Sheltered: Families and persons whose primary nighttime residence is a supervised publicly or privately operated shelter, including emergency shelters, transitional housing for the homeless, domestic violence shelters, residential shelters for runaway and homeless youth, and any hotel/motel/apartment voucher arrangement paid because the person is homeless. This term does not include persons living doubled up or in overcrowded or substandard conventional housing. Any facility offering permanent housing is not a shelter, nor are its residents homeless. Small Related: A household of 2 to 4 persons, which includes at least one person, related to the householder by birth, marriage, or adoption. Substandard Condition and not Suitable for Rehab: By local definition, dwelling units are in such poor condition as to be neither structurally nor financially feasible for rehabilitation. Substandard Condition but Suitable for Rehab: By local definition, dwelling units that do not meet standard conditions but are both financially and structurally feasible for rehabilitation. This does not include units that require only cosmetic work, correction or minor livability problems or maintenance work. Substantial Amendment: A major change in an approved housing strategy. It involves a change to the five-year strategy, which may be occasioned by a decision to undertake activities or programs inconsistent with that strategy. Substantial Rehabilitation: Rehabilitation of residential property at an average cost for the project in excess of $25,000 per dwelling unit. Supportive Housing: Housing, including Housing Units and Group Quarters, that have a supportive environment and includes a planned service component. Supportive Service Need in FSS Plan: The Plan that PHA’s administering a Family Self-Sufficiency program are required to develop to identify the services they will provide to participating families and the source of funding for those services. The supportive services may include child care; transportation; remedial education; education for completion of secondary or post secondary schooling; job training, preparation and counseling; substance abuse treatment and counseling; training in homemaking and parenting skills; money management, and household management; counseling in home ownership; job development and placement; follow-up assistance after job placement; follow-up assistance after job placement; and other appropriate services. Supportive Services: Services provided to residents of supportive housing for the purpose of facilitating the independence of residents. Some examples are case management, medical or psychological counseling, and supervision, childcare, transportation, and job training. back to top Tenant-Based (Rental) Assistance: A form of rental assistance in which the assisted tenants may move from a dwelling unit with a right to continued assistance. The assistance is provided for the tenant, not for the project. Assistance payments provided as either project-based rental assistance or tenant-based rental assistance. Total Vacant Housing Units: Unoccupied year round housing units. (U.S. Census definition) back to top Unsheltered: Families and individuals whose primary nighttime residence is a public or private place not designed for, or ordinarily used as, a regular sleeping accommodation for human beings (e.g., the street, sidewalks, cars, vacant and abandoned buildings). back to top Vacant Awaiting Occupancy or Held: Vacant year round housing units that have been rented or sold and are currently awaiting occupancy, and vacant year round housing units that are held by owners or renters for occasional use. (U.S. Census definition) Vacant Housing Unit: Unoccupied year-round housing units that are available or intended for occupancy at any time during the year. Very Low Income: Households whose incomes do not exceed 50 percent of the median area income for the area, as determined by HUD, with adjustments for smaller and larger families and for areas with unusually high or low-incomes or where needed because of prevailing levels of construction costs or fair market rents. (This term corresponds to low-income households in the CDBG Program.) For the purpose of further distinguishing needs within this category, two subgroups (0 to 30% and 31 to 50% of Median Family Income) have been established in the Consolidated Plan tables and narratives.) back to top Worst-Case Needs: Unassisted, very low-income renter households who pay more than half of their income for rent, live in seriously substandard housing (which includes homeless people) or have been involuntarily displaced. back to top Year Round Housing Units: Occupied and vacant housing units intended for year round use. (U. S. Census definition). Housing units for seasonal or migratory use are excluded. back to top Abatement: Abatement means any set of measures designed to permanently eliminate lead-based paint hazards in accordance with standards established by appropriate Federal agencies. Such term includes: * the removal of lead-based paint and lead-contaminated dust, the permanent containment or encapsulation of lead-based paint, the replacement of lead-painted surfaces or fixtures, and the removal of covering of lead-contaminated soil; and *all preparation cleanup, worker protection, disposal, and post-abatement clearance testing activities associated with such measures. Encapsulation: A method of abatement that involves the coating and sealing of surfaces with durable, surface coatings specifically formulated to be elastic, able to withstand sharp and blunt impacts, long-lasting, and resilient, while also resistant to cracking, peeling, algae, fungus, and ultraviolet light. Encapsulation prevents any part of lead-containing paint from becoming part of house dust or otherwise accessible to children. Paint is not an encapsulant. Enclosure: The resurfacing of covering or surfaces with durable materials such as gypsum board or paneling, and sealing or caulking the edges and joints. Enclosure prevents or controls chalking, flaking, peeling, scaling, or loose-lead-containing substances from becoming part of house dust or otherwise accessible to children. Interim Controls: "Interior controls" means a set of measures designed to temporarily reduce human exposure or likely exposure to lead-based paint hazards, including specialized cleaning, repairs, maintenance, painting, temporary containment, ongoing monitoring or lead-based paint hazards or potential hazards, and the establishment and operation of management and resident education programs. Interim Guidelines: HUD’s manual of lead-hazard reduction practices: "Lead-Based Paint" Interim Guidelines for Hazard identification and Abatement in Public and Indian Housing," revised September 1990 and May 1991. HEPA (High efficiency particulate accumulator): A vacuum cleaner fitted with a filter capable of filtering out particles of 0.3 microns or greater from a body of air at 99.97 percent efficiency or more. Lead-Based Paint: The HUD thresholds or actions levels for abating lead-based paint are: one milligram per square centimeter (1 mg/cm2); or 0.5% by weight. Lead-Based Paint Hazard: "Lead-based paint hazard" means any condition that causes exposure to lead from lead-contaminated dust, lead-contaminated soil, lead-contaminated paint that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces that would result in adverse human health effects as established by the appropriate Federal agency. Lead-Contaminated Soil: "Lead -contaminated soil" means bare soil on residential real property that contains lead at or in excess of the level determined to be hazardous to human health by the appropriate Federal agency. Laboratory Accreditation: A laboratory that has been approved by a state to perform analyses of lead in paint and dust and whose approval is consistent with criteria established by the Environmental Protection Agency. Lead-in dust: Interior house surface dust that contains an area concentration of lead that may pose a threat of adverse health effects in pregnant women or young children. A hazard exists if concentrations exceed the Maximum Acceptable Standards: 200 micrograms per square foot (ug/sq.ft.) on floors, 500 ug/sq. ft on window sills, and 800 ug.sq ft. on window wells. Replacement: A strategy of abatement that removes components such as windows, doors, and trim that have lead-based painted surfaces, and installs new or de-leaded components free or lead-based paint. Residential Dwelling: (a) a single -family dwelling including attached structures such as porches and stoops; or (b) a single-family dwelling unit in a structure that contains more than 1 separate residential dwelling unit, and in which each such unit is used or occupied, or intended to be used or occupied, in whole or in part, as the home or residence of 1 or more persons. Risk Assessment: "Risk assessment" means an on-site investigation to determine and report the existence, nature, severity, and location of lead-based paint hazards in residential dwellings, including; (a) information gathering regarding the age and history of the housing and occupancy by children under age 6; (bf) visual inspection; (c) limited wipe sampling or other environmental sampling techniques; (d) other activity as may be appropriate; and (e) provision of a report explaining the results of the investigation. Substrate: The material to which a coating such as paint is applied. Residential substrates are usually wood, plaster, masonry, gypsum board, or metal, including components such as doors and doorframes, windows and window trim, other trim, walls, ceilings, cabinets, and other built-in storage. Surface: The outer or topmost boundary of a substrate. Testing: The measurement of lead in painted surfaces by Federal- or State-certified personnel using a portable X-ray florescence analyzer, laboratory analysis of paint samples, or other methods approved by HUD. Title X: The Residential Lead-Based Hazard Reduction Act of 1992 (Public Law 102-550) signed into law on October 28, 1992. Wipe Test: The testing of a surface for the present of lead dust by the patterned wiping of the surface, followed by analysis of the wipe by atomic absorption spectroscopy, giving the result in micrograms of lead per square foot of surface. For clearance purposes, a sample of floors, windowsills, and window wells should be tested in accordance with HUD's Interim Guidelines. The guidelines require that for clearance, all surfaces shall have less than the maximum allowance concentration standard of 200 ug/sq.ft. on floors, 500 ug/sq.ft on windowsills, and 800 ug/sq.ft on window wells. XRF Analyzer: A portable instrument that determines lead concentration in milligrams per square centimeter (mg/cm2) using the principle of x-ray fluorescence. The instrument may measure mean lead content or lead content plus a spectrum or other elements. END OF LEAD BASED PAINT DEFINITIONS back to top Copyright © 2002. The City of Redwood City, Housing. All rights reserved. |
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